Superior credit solutions for middle-market businesses

The better a lender understands your business, the more they can help you.
Mercatus understands.

Mercatus Finance provides highly customized credit solutions to lower-middle and middle-market businesses without the constraints typical of conventional institutional lenders or alternative credit providers. We don’t just lend money, we help businesses succeed by offering flexibility over the life of the loan.

There is custom,
and there is Mercatus custom

Whether your business needs capital to take advantage of an opportunity, solve an operational challenge, execute a company transition, support growth (organically or through acquisitions), or to steer through a period of stress, Mercatus Finance thoroughly explores options and creates a credit solution that reflects all the strengths of your business to help you achieve your goals.

Complex situations are no barrier. Our experienced team works quickly and creatively with owners and management, and our strong financial backing ensures that we can deliver what is promised every time.

$4BN

Financing for lower-middle and middle-market businesses structured by the Mercatus leadership team

$20M to $75M

Typical size of a Mercatus loan, with the flexibility to underwrite greater amounts

400+

Customized credit transactions funded by management and Mercatus capital partner Arena Investors

“Not with us”

What we say to many borrowers who were told by other lenders that their businesses are too small or the transaction is too complicated

There is custom, and
there is Mercatus custom

There is custom, and
there is Mercatus custom

Whether your business needs capital to take advantage of an opportunity, solve an operational challenge, execute a company transition, support growth (organically or through acquisitions), or to steer through a period of stress, Mercatus Finance thoroughly explores options and creates a credit solution that reflects all the strengths of your business to help you achieve your goals.

Complex situations are no barrier. Our experienced team works quickly and creatively with owners and management, and our strong financial backing ensures that we can deliver what is promised every time.

There is custom, and there is Mercatus custom

Whether your business needs capital to take advantage of an opportunity, solve an operational challenge, execute a company transition, support growth (organically or through acquisitions), or to steer through a period of stress, Mercatus Finance thoroughly explores options and creates a credit solution that reflects all the strengths of your business to help you achieve your goals.

Complex situations are no barrier. Our experienced team works quickly and creatively with owners and management, and our strong financial backing ensures that we can deliver what is promised every time.

How We See Borrowers

A cash-flow lender that is comfortable with no positive cash flow? A risk-sensitive lender that does not mind lending into “risky” situations? A “big-picture” capital provider that does not mind smaller deals?

Yes! Mercatus is not like a bank or most other alternative credit providers. We create dynamic, custom solutions both at the outset and throughout the course of a loan, and the result is loans that make real sense for all.

How We See Borrowers

A cash-flow lender that is comfortable with no positive cash flow? A risk-sensitive lender that does not mind lending into “risky” situations? A “big-picture” capital provider that does not mind smaller deals?

Yes! Mercatus is not like a bank or most other alternative credit providers. We create dynamic, custom solutions both at the outset and throughout the course of a loan, and the result is loans that make real sense for all.

Recent
Transactions

Amount

$50M

2023 May

Receivables Factoring

Investment

1st Lien Senior Secured Loan

Amount

$100M

2023 Mar

Agriculture Equipment Finance

Investment

1st Lien Senior Secured Loan

Amount

$14M

2023 Jan

Tax Liens

Investment

Various